Kim Cole Real Estate Lenders

U.S. Bank Home Mortgage

  • NameJay A Sondhi
  • LicenseNMLS 286674
  • Phone510-908-2661
  • Get Started

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My parents bought their first home when I was 8 years old. I remember asking my father when we would be able to move into our new house. He said, "We need to wait until escrow closes."  Each night we drove by the new house, and I would ask again and again, and got the same answer. I started to get annoyed. "Who is this escrow character, and why can't he hurry up so we can move into our house?"  

It is now my full-time job to make escrow "hurry up and close".   I understand that buying your first home can be very stressful, but I know that we can close your loan quickly and with the lowest stress levels and rates in the industry.  For years, it was my job to train loan officers statewide to package loans for the banks.  Take comfort knowing that your loan is being handled by a true professional with 18 years of experience.  Knowledge breeds confidence and that leads to a stress-free transaction and most importantly, an accepted offer.  I hope to connect soon.

Latest Blog Posts

It's Time To Heed The Calling of Home

In this season of taking a “time out”, home is where we go. Much like the Soldier joyfully returning home to their family, the college student bursting through the front door at the end

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Do We Think Interest Rates Will Ever Fall Again?

Hint…they already have! Thoughtful and careful homebuyers have been waiting most of 2023 for rates to lower, and they have been told over and over again that they will by year’s.

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Snuggled up along the estuary is the lively and electric “Jingletown” full of energy and growth. This once working-class neighborhood is laden with history. Local lore has it that

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The Risk, The Opportunity, & The Reward

For the better part of 2022 and much of this year, we have seen some paralysis amongst home buyers who are waiting for that “perfect time” to buy. Many of today’s home buying

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